Bicycle Shop
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The bike you want, 0% interest  

Found your dream bike? Why wait – get it now with a 0% finance deal from Grip Cycles.

Spend £250 or more and you can spread the cost. Pay monthly over 6-48 months, interest free.

Go ahead, you can order your new bike today and deposit as much (or as little) as you like..

Interest Free Credit (0%)

Available on all orders over £250. Payments can be spread over 6, 12, 18 24 months. 

Payments can be spread over 48 months on purchases over £2,700 on full price items only.


We offer flexible deposit options, depending on your order value, including NO DEPOSIT.

Finance applications can be made for a single product or a combination of products (e.g. Bikes, Cycle accessories, Parts & Components etc.).

Please Note - 0% finance is not available on sale or discounted models.

                                      Representative example

Purchase price £1000                        Total repayable £1000

Deposit £100                                       Duration of agreement 24 months

Amount of credit £900                       Rate of interest (fixed) 0%

24 monthly payments £37.50           0% APR representative

In order to apply for credit with V12 Finance you must:

  • be at least 18 years of age and under 75 years of age

  • be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age;or in receipt of an invalidity or disability allowance

  • be a UK resident

  • be able to make repayments by direct debit provide your previous address if you have lived at your current address for less than 3 years

Our finance provider is V12 Retail Finance. V12 Retail Finance is the UK's only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through long-term dedicated funding lines.


TEL: 02920 468900


V12 Retail Finance Limited
20 Neptune Court
Vanguard Way
CF24 5PJ